• Our Base Rate

    26.52%

  • Internet Banking

  • Card Transaction Limits

     

    To help protect First Atlantic Bank customers from fraud and satisfy regulatory requirements, usage limits are applied to the loading and spending behaviour across all First Atlantic Bank Cards.

    The table below summarises these limits for the simplified product.

     

     Limit/Description Visa Classic Debit OR 
    MasterCard Standard/Classic
    TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)
    Retail (personal FAB account holders)  
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) GHS2,000.00 5
    Daily ATM Withdrawal Limit (International) GHS2,000.00 equivalent 5
    Daily POS Purchases
    (Domestic)
    GHS5,000.00 5
    Daily POS Purchases
    (International)
      GHS5,000.00 equivalent 5
    Daily Web Purchases
    (International)
           GHS5,000.00 equivalent 5

     

     Limit/Description Gold Debit TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)
    Mass Affluent (Private Banking)  
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) GHS3,000.00 5
    Daily ATM Withdrawal Limit (International) GHS3,000.00 equivalent 5
    Daily POS Purchases
    (Domestic)
    GHS10,000.00 5
    Daily POS Purchases
    (International)
      GHS10,000.00 equivalent 5
    Daily Web Purchases
    (International)
           GHS10,000.00 equivalent 5

     

     Limit/Description Platinum Debit OR
    MasterCard World
    TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)

    HNI (Private Banking) or USD account holder 
    with a/c balance of $10,000 min..

     
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) GHS5,000.00 10
    Daily ATM Withdrawal Limit (International) GHS5,000.00 equivalent 10
    Daily POS Purchases
    (Domestic)
    GHS15,000.00 10
    Daily POS Purchases
    (International)
      GHS15,000.00 equivalent 10
    Daily Web Purchases
    (International)
           GHS15,000.00 equivalent 10

     

     Limit/Description Corporate T & E TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)
    Corporate & Commercial 
    account holders    
     
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) GHS5,000.00 10
    Daily ATM Withdrawal Limit (International) GHS5,000.00 equivalent 10
    Daily POS Purchases
    (Domestic)
    GHS15,000.00 10
    Daily POS Purchases
    (International)
      GHS15,000.00 equivalent 10
    Daily Web Purchases
    (International)
           GHS15,000.00 equivalent 10

     

     Limit/Description Classic Prepaid TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)
    FAB account holders and 
       on account holders
     
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) GHS2,000.00 5
    Daily ATM Withdrawal Limit (International) GHS30,000.00 equivalent 5
    Daily POS Purchases
    (Domestic)
    GHS10,000.00 5
    Daily POS Purchases
    (International)
      GHS5,000.00 equivalent 5
    Daily Web Purchases
    (International)
           GHS10,000.00 equivalent 5

     

     Limit/Description MasterCard Prepaid (USD) TXN LIMIT (Daily)
    Qualification criteria
    (Target Customers)
    FAB account holders and 
      Non account holder
     
    Maximum PIN Tries 3  
    Daily ATM Withdrawal Limit (Domestic/Local) $1,000.00 5
    Daily ATM Withdrawal Limit (International) $10,000.00 equivalent 5
    Daily POS Purchases
    (Domestic)
    $1,000.00 5
    Daily POS Purchases
    (International)
     $5,000.00 equivalent 5
    Daily Web Purchases
    (International)
           $10,000.00 equivalent 5

     

     

     

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