Ayoku Adeoye Liadi has garnered knowledge and experience in banking and finance spanning over 25 years. Has held some senior executive positions in various departments including Business Transformation, Marketing, Operations, Finance control, and Risk management. 

Ayoku Adeoye Liadi is currently the pioneer Group Managing Director of Bay Holdings Limited. Bay Holdings has interest in Banking, Finance, and Insurance Brokerage. He was previously the Group Managing Director at the Sky Capital and Financial Allied International, a member of SIFAX Group, which has commercial Banking subsidiaries/ affiliates in three African Countries, Sierra Leone, Gambia, and Guinea. 

He was also Deputy Managing Director at UBA Plc where he oversaw over 490 branches of the bank in Nigeria. He also served as the MD/CEO of Guaranty Trust Bank Sierra Leone between 2011 and 2013 where he recorded outstanding achievements and led the bank to become the most profitable bank in 2013 and Best Customer Service Bank Award by KPMG in 2012. 

Ayoku Adeoye Liadi holds a BSc. and M.sc degree in Business Management and Marketing from University of Nigeria, Nsukka and University of Lagos, Lagos respectively. He is also a Fellow (FCA) of the Institute of Chartered Accountants of Nigeria (ICAN). He is an alumnus of Kellogg Business School USA, Cranfield Business School UK, IMD Business School, Switzerland, and other prestigious institutions.